Equifax had a security breach that potentially exposed the Social Security numbers and other identifying details of half of America’s population. This is serious. There are a few things you can do to protect yourself now if you think you’ve been targeted or even just at risk of being exposed in the Equifax breach, of which Equifax should really be ashamed of themselves.
1. Check your credit report. Go to AnnualCreditReport.com and get a free copy of your credit report. Mark your calendar and set a reminder to do this again in three months to ensure there aren’t any changes you haven’t authorized.
2. Check with the Equifax online registry to see if you were at risk of exposure. Click here, enter your details, and pray they get their shit together. Be sure to sign up for their identity protection program, but also leave yourself room to enter a class action suit as needed (more on that tomorrow).
3. Take a look at your Social Security statement. Look for anything out of the ordinary on your Social Security benefits statement. You can look it up here.
4. Keep an eye on your mail. If anything weird comes in from any creditors or you see anything on a statement that doesn’t look right, pay attention.
5. Consider freezing your accounts. Only do this if you don’t plan on opening a home or car loan anytime soon, because if you freeze your accounts, not even you have access to them.